Department of Banking and Insurance (Turkish)

BNK 297 | Course Introduction and Application Information

Course Name

Financial Literacy

Code	Semester	Theory (hour/week)	Application/Lab (hour/week)	Local Credits	ECTS
BNK 297	Fall/Spring	3	0	3	4

Prerequisites	None
Course Language
Course Type	Elective
Course Level	-
Mode of Delivery	-
Teaching Methods and Techniques of the Course	Discussion Lecture / Presentation
National Occupation Classification	-
Course Coordinator	Öğr. Gör. Dr. Tolga GENÇ
Course Lecturer(s)	Öğr. Gör. Dr. Tolga GENÇ
Assistant(s)	-

Course Objectives

This course aims to help individuals gain a basic understanding of financial concepts and the ability to make their own financial decisions at the basic level in the transactions they make with the information they have.

Learning Outcomes

#	Content	PC Sub	* Contribution Level
#	Content	PC Sub	1	2	3	4	5
1	Will be able to.learn the differences between the concepts of wants and needs that individuals have
2	Will be able to.understand the concepts of income, expenditure and saving habits
3	Will be able to.make financial plans and budget analysis applications.
4	Will be able to.compare the instruments to be invested to direct savings.
5	Will be able to.make evaluations of investments.

Course Description

The financial literacy course includes budget, savings, investment, consumption, and wants and needs. It focuses on concepts such as income and spending that will enable a person to make financial decisions.

Course Category	Core Courses
	Major Area Courses
	Supportive Courses	X
	Media and Management Skills Courses
	Transferable Skill Courses

WEEKLY SUBJECTS AND RELATED PREPARATION STUDIES

Week	Subjects	Related Preparation	Learning Outcome
1	Need for Financial Planning	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 1
2	Concepts of Want and Need	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 1
3	Financial Planning and Decision Making	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 2-3
4	Individual Balance Sheets and Budgets	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 4
5	Income and Income Sources	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 5
6	Taxes	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 6
7	Expenses and Purchasing Decisions	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 7
8	MIDTERM WEEK
9	Loans and Credit Cards	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 8-9
10	Financial Risks	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 11
11	Saving Methods	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 12
12	Investment Methods	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 13
13	Portfolio Concept	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 14
14	Portfolio Concept	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 14
15	Planning the Future	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218. Bölüm 15
16	FINAL WEEK

Course Notes/Textbooks	Tomak, Serpil (2022). Bireysel Finansal Okuryazarlık. Detay Yayıncılık/ ISBN: 9786052545218.
Suggested Readings/Materials

EVALUATION SYSTEM

Semester Activities	Number	Weighting	LO 1	LO 2	LO 3	LO 4	LO 5
Participation	1	10
Laboratory / Application
Field Work
Quizzes / Studio Critiques	1	20
Portfolio
Homework / Assignments
Presentation / Jury
Project
Seminar / Workshop
Oral Exams
Midterm	1	30
Final Exam	1	40
Total

Weighting of Semester Activities on the Final Grade	3	60
Weighting of End-of-Semester Activities on the Final Grade	1	40
Total

ECTS / WORKLOAD TABLE

Semester Activities	Number	Duration (Hours)	Workload
Theoretical Course Hours (Including exam week: 16 x total hours)	16	3	48
Laboratory / Application Hours (Including exam week: '.16.' x total hours)	16		0
Study Hours Out of Class	14	2	28
Field Work			0
Quizzes / Studio Critiques	1	8	8
Portfolio			0
Homework / Assignments			0
Presentation / Jury			0
Project			0
Seminar / Workshop			0
Oral Exam			0
Midterms	1	12	12
Final Exam	1	24	24
		Total	120

COURSE LEARNING OUTCOMES AND PROGRAM QUALIFICATIONS RELATIONSHIP

#	PC Sub	Program Competencies/Outcomes	* Contribution Level
#	PC Sub	Program Competencies/Outcomes	1	2	3	4	5
1	To be able to develop themselves in the subjects of obtaining the financial resources necessary for the activities of individuals and enterprises under the most favorable conditions and examining the use of the accumulated funds.		-	-	-	X	-
2	To be able to discuss the role, importance and functions of the institutions providing banking and insurance services in the economic system		-	X	-	-	-
3	To be able to evaluate the organizational structure, business processes, and service portfolios of banks, insurance companies, and other financial institutions operating in the sector.		-	X	-	-	-
4	To be able to develop skills in identifying, measuring, and assessing financial and operational risks, and to acquire fundamental knowledge to understand and apply insurance products against these risks.		-	-	-	-	-
5	To be able to recognize financial products offered in the banking and insurance sector, and to gain skills in effective marketing and sales, as well as managing long-term customer relationships.		-	X	-	-	-
6	To be able to possess basic legal knowledge and closely monitor legislative changes relevant to the field.		-	-	-	-	-
7	To be able to possess basic knowledge of accounting and analyze financial statements to evaluate the financial status of businesses.		-	-	-	-	-
8	To be able to follow technological innovations in the financial sector and acquire knowledge about the role of blockchain and artificial intelligence applications in the industry.		-	-	-	-	-
9	To be able to make decisions based on the principles of professional ethics, accountability and responsibility		-	-	-	-	-
10	To be able to follow international financial markets and global economic indicators by using English at least at the A2 level of the "European Language Portfolio"		-	-	-	-	-
11	To be able to analyze and interpret banking and insurance data, and to develop data-driven strategies for financial decision-making.		-	-	-	-	-
12	To be able to acquire knowledge about the components of national and international systems and the implementation of sector policies.		-	-	-	-	-
13	To be able to direct his/her education to a further level of education		-	-	-	-	-