BNK 201 | Course Introduction and Application Information

Course Name
Basic Credit Transactions
Code
Semester
Theory
(hour/week)
Application/Lab
(hour/week)
Local Credits
ECTS
BNK 201
Fall
2
0
2
4

Prerequisites
None
Course Language
Turkish
Course Type
Required
Course Level
Short Cycle
Course Coordinator -
Course Lecturer(s)
Assistant(s) -
Course Objectives To learn the basic concepts and classifications of credits. To know information, accrual of interest of credits, and collateral surety. To learn different kinds of credits: cash, discount facility and redemption, spot loan, and bank overdraft and different kinds of non-cash credits; guarantee letters and surety bonds. To understand the importance of financial analysis in the process of credit facility.
Learning Outcomes The students who succeeded in this course;
  • will be able to explain the basic concepts of credit such as credit, risk, and assurance.
  • will be able to explain the nature of cash loans.
  • will be able to explain the nature of non-cash loans.
  • will be able to explain the nature of export credits.
  • will be able to explain the nature of specific credits.
Course Description In all sectors, companies' most important sources of founds are bank credits. The scope of the course includes to provide the theoratical knowledge and applications of credits that students will use in the profession of banking.

 



Course Category

Core Courses
X
Major Area Courses
Supportive Courses
Media and Management Skills Courses
Transferable Skill Courses

 

WEEKLY SUBJECTS AND RELATED PREPARATION STUDIES

Week Subjects Related Preparation
1 Basic concepts of credits Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 1.
2 Development of credit culture, basic principles in credit management, quality determination in credit management Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 1.
3 Organizational structure of credit function in banks Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 2.
4 The lending process in banks Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 2.
5 Cash Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 3.
6 Cash Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 3.
7 Noncash Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 4.
8 Noncash Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 4.
9 MID-TERM MID TERM EXAM
10 Export Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 5.
11 Export Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 5.
12 Personal Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 6.
13 Personal Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 6.
14 Personal Loans Banka Kredileri ve Yönetimi, Dr. Birgül Şakar, Beta Yayınları, 2017, ISBN: 6052420102. Chapter 6.
15 Review of the semester
16 Final FINAL EXAM

 

Course Notes/Textbooks Banka İşlemleri Prof. Dr. Alptekin Güney Şubat 2010 / 4. Baskı / 191 Syf.
Suggested Readings/Materials

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EVALUATION SYSTEM

Semester Activities Number Weigthing
Participation
1
10
Laboratory / Application
Field Work
Quizzes / Studio Critiques
Homework / Assignments
Presentation / Jury
Project
Seminar / Workshop
Oral Exams
Midterm
1
40
Final Exam
1
50
Total

Weighting of Semester Activities on the Final Grade
2
50
Weighting of End-of-Semester Activities on the Final Grade
1
50
Total

ECTS / WORKLOAD TABLE

Semester Activities Number Duration (Hours) Workload
Theoretical Course Hours
(Including exam week: 16 x total hours)
16
2
32
Laboratory / Application Hours
(Including exam week: 16 x total hours)
16
Study Hours Out of Class
16
1
Field Work
Quizzes / Studio Critiques
Homework / Assignments
Presentation / Jury
Project
Seminar / Workshop
Oral Exam
Midterms
1
27
Final Exam
1
35
    Total
110

 

COURSE LEARNING OUTCOMES AND PROGRAM QUALIFICATIONS RELATIONSHIP

#
Program Competencies/Outcomes
* Contribution Level
1
2
3
4
5
1

To be able to explain the economic situations by analyzing the concepts of the economic, the general functioning of the system and the relationship between the elements of the system and the economic phenomena

2

To be able to discuss the role, importance and functions of the institutions providing banking and insurance services in the economic system

3

To be able to apply the principles and methods related to the services and products offered by banking and insurance companies considering the types of these companies

X
4

To be able to define the risk factor which is an important element of the financial system and  to use the financial instruments to manage the risk and benefit form the opportunities

X
5

To be able to develop the skills necessary for marketing and sales of financial products

X
6

To have the general knowledge about laws and specific legislation about bank, insurance, capital markets and foreign exchange

X
7

To be able to analyze financial statements like balance sheet and income statement and to be able to register, correct and close the financial transactions in the related accounting records within the accounting cycle

8

To be able to develop the analytical thinking skills required for the solution of professional problems and applies the rules of mathematics and logic

9

To be able to make decisions based on the principles of professional ethics, accountability and responsibility

10

To be able to use the english at the general level of European Language Portfolio A2 to communicate effectively with his / her colleagues and to follow up necessary professional sources in his/her field

11

To have the ability to work effectively in individual and multi-disciplinary teams and to use them in their work environment

12

To have a broad perspective on social and academic aspects by closely following the developments in various different subjects in or out of the scope of his/her profession

13

To be able to direct his/her education to a further level of education

*1 Lowest, 2 Low, 3 Average, 4 High, 5 Highest