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Course Name |
Basic Credit Transactions
|
Code
|
Semester
|
Theory
(hour/week) |
Application/Lab
(hour/week) |
Local Credits
|
ECTS
|
BNK 201
|
Fall
|
2
|
0
|
2
|
4
|
Prerequisites |
None
|
|||||
Course Language |
Turkish
|
|||||
Course Type |
Required
|
|||||
Course Level |
Short Cycle
|
|||||
Mode of Delivery | face to face | |||||
Teaching Methods and Techniques of the Course | - | |||||
National Occupation Classification | - | |||||
Course Coordinator | - | |||||
Course Lecturer(s) | ||||||
Assistant(s) | - |
Course Objectives | To learn the basic concepts and classifications of credits. To know information, accrual of interest of credits, and collateral surety. To learn different kinds of credits: cash, discount facility and redemption, spot loan, and bank overdraft and different kinds of non-cash credits; guarantee letters and surety bonds. To understand the importance of financial analysis in the process of credit facility. |
Learning Outcomes |
The students who succeeded in this course;
|
Course Description | In all sectors, companies' most important sources of founds are bank credits. The scope of the course includes to provide the theoratical knowledge and applications of credits that students will use in the profession of banking. |
|
Core Courses |
X
|
Major Area Courses | ||
Supportive Courses | ||
Media and Management Skills Courses | ||
Transferable Skill Courses |
Week | Subjects | Related Preparation | Learning Outcome |
1 | Basic concepts of credits | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 1. Sf. 1-10 | |
2 | Development of credit culture, basic principles in credit management, quality determination in credit management | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 1. Sf. 11-18 | |
3 | Organizational structure of credit function in banks | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 2. Sf. 19-49 | |
4 | Classification of Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 1. Sf. 50-61 | |
5 | Legal Regulations Related to Loans | Bankaların Kredi İşlemlerine İlişkin Yönetmelik Resmî Gazete Tarihi: 21.12.2023 Resmî Gazete Sayısı: 32406 | |
6 | Cash Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 3. Sf. 63-71 | |
7 | Cash Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 3. Sf. 71-77 | |
8 | Midterm Exam | ||
9 | Noncash Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 4. Sf. 79-107 | |
10 | Noncash Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 4. Sf. 108-136 | |
11 | Export Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 5. Sf. 141-149. | |
12 | Export Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 5. Sf. 150-191 | |
13 | Personal Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 6. | |
14 | Personal Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 6. Sf. 193-263 | |
15 | Personal Loans | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102. Bölüm 6. Sf. 193-263 | |
16 | Final Exam |
Course Notes/Textbooks | Şakar, Birgül (2017). Banka Kredileri ve Yönetimi. Beta Basım Yayım. ISBN: 6052420102 |
Suggested Readings/Materials | Bankaların Kredi İşlemlerine İlişkin Yönetmelik Bankacılık Kanununa İlişkin Düzenlemeler https://www.bddk.org.tr/Mevzuat/Liste/50 |
Semester Activities | Number | Weigthing |
Participation |
1
|
10
|
Laboratory / Application | ||
Field Work | ||
Quizzes / Studio Critiques | ||
Portfolio | ||
Homework / Assignments | ||
Presentation / Jury | ||
Project | ||
Seminar / Workshop | ||
Oral Exams |
-
|
-
|
Midterm |
1
|
40
|
Final Exam |
1
|
50
|
Total |
Weighting of Semester Activities on the Final Grade |
2
|
50
|
Weighting of End-of-Semester Activities on the Final Grade |
1
|
50
|
Total |
Semester Activities | Number | Duration (Hours) | Workload |
---|---|---|---|
Theoretical Course Hours (Including exam week: 16 x total hours) |
16
|
2
|
32
|
Laboratory / Application Hours (Including exam week: '.16.' x total hours) |
16
|
0
|
|
Study Hours Out of Class |
14
|
2
|
28
|
Field Work |
0
|
||
Quizzes / Studio Critiques |
0
|
||
Portfolio |
0
|
||
Homework / Assignments |
0
|
||
Presentation / Jury |
0
|
||
Project |
0
|
||
Seminar / Workshop |
0
|
||
Oral Exam |
-
|
-
|
0
|
Midterms |
1
|
26
|
26
|
Final Exam |
1
|
34
|
34
|
Total |
120
|
#
|
PC Sub | Program Competencies/Outcomes |
* Contribution Level
|
||||
1
|
2
|
3
|
4
|
5
|
|||
1 |
To be able to develop themselves in the subjects of obtaining the financial resources necessary for the activities of individuals and enterprises under the most favorable conditions and examining the use of the accumulated funds. |
-
|
-
|
-
|
-
|
-
|
|
2 |
To be able to discuss the role, importance and functions of the institutions providing banking and insurance services in the economic system |
-
|
-
|
-
|
-
|
-
|
|
3 |
To be able to evaluate the organizational structure, business processes, and service portfolios of banks, insurance companies, and other financial institutions operating in the sector. |
-
|
-
|
-
|
X
|
-
|
|
4 |
To be able to develop skills in identifying, measuring, and assessing financial and operational risks, and to acquire fundamental knowledge to understand and apply insurance products against these risks. |
-
|
X
|
-
|
-
|
-
|
|
5 |
To be able to recognize financial products offered in the banking and insurance sector, and to gain skills in effective marketing and sales, as well as managing long-term customer relationships. |
-
|
X
|
-
|
-
|
-
|
|
6 |
To be able to possess basic legal knowledge and closely monitor legislative changes relevant to the field. |
-
|
X
|
-
|
-
|
-
|
|
7 |
To be able to possess basic knowledge of accounting and analyze financial statements to evaluate the financial status of businesses. |
-
|
-
|
-
|
-
|
-
|
|
8 |
To be able to follow technological innovations in the financial sector and acquire knowledge about the role of blockchain and artificial intelligence applications in the industry. |
-
|
-
|
-
|
-
|
-
|
|
9 |
To be able to make decisions based on the principles of professional ethics, accountability and responsibility |
-
|
-
|
-
|
-
|
-
|
|
10 |
To be able to follow international financial markets and global economic indicators by using English at least at the A2 level of the "European Language Portfolio" |
-
|
-
|
-
|
-
|
-
|
|
11 |
To be able to analyze and interpret banking and insurance data, and to develop data-driven strategies for financial decision-making. |
-
|
-
|
-
|
-
|
-
|
|
12 |
To be able to acquire knowledge about the components of national and international systems and the implementation of sector policies. |
-
|
-
|
-
|
-
|
-
|
|
13 |
To be able to direct his/her education to a further level of education |
-
|
-
|
-
|
-
|
-
|
*1 Lowest, 2 Low, 3 Average, 4 High, 5 Highest
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